The NUT Benevolent Fund
The NUT Benevolent Fund was established in 2015 to provide financial assistance to NUT members when they have suffered sickness, accident or injury, unemployment or bereavement. Most grants will be to assist with short term financial emergencies so that essential but unaffordable goods or services can be paid for. More substantial applications will also be considered in cases of serious need and misfortune. The NUTBF is available to all members and dependants of members who have been in full membership for at least one year. More information about the NUTBF.
NUT legal services - a member's guide
As an NUT member, you have access to a unique form of legal service provision. It is a team of solicitors and litigation executives, working only for the NUT and its members, professionally regulated by the Law Society and committed to high quality service provision. This team works under the name of "NUT Solicitors".
This document gives you information on how we consider applications for legal assistance and the basis upon which we act.
The Union has four collective policies underwritten by Aviva. These policies provide automatic cover for members, subject to terms and conditions, in respect of four separate areas of risk.
• Personal accident
This policy provides compensation in respect of death or bodily injury resulting solely and directly from an accident caused by violent external and visible means. All members, other than retired and left profession members, paying the appropriate subscription, newly qualified members, student members, and members through schemes negotiated with other associations, are covered by this policy. The insurance provides cover for members 24 hours a day, at home or abroad.
This policy provides compensation of £50 per day (excess 24 hours) up to a maximum of 365 days for a member who has been injured as a result of an occupational accident which leads to that person being admitted to hospital as an in-patient. The policy includes accidents happening outside school so long as they occur in connection with school activity or NUT business. A journey to or from work is also covered. The policy is subject to certain exceptions. Please see the Personal Accident policy.
• Personal property (inc spectacles)
Personal property belonging to members of the National Union of Teachers, or pupils' personal property entrusted to them, is automatically insured under a collective policy taken out by the Union against loss or damage by flood, fire, theft or malicious act whilst on the school premises.
• Malicious damage to motor vehicles in school or college premises
Cover up to a maximum of £500 for malicious damage to a member's private car or motorcycle while on school premises during the time the member is on school or Union business (excess £50). This enables members to protect their no claim discount for small malicious damage claims by not approaching their motor insurers. No claim may be made under this policy if the member intends to claim for the same incident under another policy.
How to claim
Members wishing to claim under any of these benefits other than assistance from the NUTBF should contact Union headquarters as soon as possible – tel. 020 7380 4785. Members wishing to apply to the NUTBF should email NUTBF@nut.org.uk.
Also available are a wide range of NUT endorsed services bringing good value and integrity. These include:
NUT has teamed up with Aviva to offer you home, car and travel and pet insurance through the UK’s largest insurer.
When you get an online quote it’ll be the best price you’ll be able to find using aviva.co.uk and you’ll be supporting your union by doing so.
Why choose Aviva?
We know that making a house insurance claim can be a stressful business so we add extra support where it matters.
Click here to get a home quote
Why choose Aviva?
Click here to get a car quote
Click here to get a travel quote
A lifetime policy provides the greatest peace of mind and the very best health care possible for your pet. We'll cover your dog, cat or rabbit on annual limits up to £12,000 every year.
Click here to get a pet quote
* These policies are online only
Insurance underwritten by Aviva Insurance Limited. Registered in Scotland No. 2116. Registered office: Pitheavlis, Perth, PH2 0NH. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Teachers Building Society was founded by the NUT in 1966 to help teachers onto the property ladder. That aim still holds true today, and we work hard to ensure that our products reflect the needs of teachers and other education professionals across England and Wales. We are proud to be one of the Union’s family of providers.
We can often help where others won’t: our underwriting is bespoke and designed around our understanding of the working hours, pay system and employment contracts of teachers.
All NUT members receive £100 cash back when they take out a mortgage with us.
And we can lend to NQTs one month before they start their post so you can move into your new home – ready for the start of term in September.
A personal service
We provide an efficient, professional service with a truly personal touch. Whether you are looking for a mortgage or a safe haven for your savings, our friendly and experienced staff are on hand to help
Call us on 0800 378 669 to discuss your mortgage needs.
Savings for teachers
We offer a range of savings plans for teachers all over the UK and we regularly feature in the Best Buy tables for our savings accounts.
Our savings products include ISAs and easy access savings accounts, we also introduce fixed rate bonds and other savings accounts when the customer need arises.
Call us to discuss your savings options on 0800 783 2367.
Visit our website teachersbs.co.uk
Or write to us at Allenview House, Hanham Road, Wimborne, Dorset BH21 1AG
Teachers Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration Number 156580. Allenview House, Hanham Road, Wimborne, Dorset, BH21 1AG.
Financial peace of mind – make it happen!
You work hard for your money but is your money working hard for you? Maybe you know you should be doing something about your finances but don’t know who to turn to for advice you can trust.
As the National Education Union’s NUT section preferred partner for personal financial advice, we can help you whatever your circumstances. As you would expect, we have a detailed understanding of the Teachers’ Pension Scheme and the advice we provide is practical, affordable and specific to you and could improve your financial situation.
Complimentary, initial financial check-up
Members of the National Education Union NUT section are entitled to a no obligation, complimentary, initial consultation with one of our professional advisers. They will ask you about your circumstances and objectives and explain whether you could benefit from advice on issues such as:
The value of your investments can go down as well as up, so you could get back less than you invested. A pension is a long-term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation. Tax advice which contains no investment element is not regulated by the Financial Conduct Authority.
Lighthouse Financial Advice Limited is an appointed representative of Lighthouse Advisory Services Limited, which is authorised and regulated by the Financial Conduct Authority. Lighthouse Financial Advice Limited and Lighthouse Advisory Services Limited are wholly owned subsidiaries of Lighthouse Group plc. Registered address: 26 Throgmorton Street, London EC2N 2AN. Registered in England No. 4795080.
Your NUT membership card is also your Countdown shopping discount card, which you can use to access thousands of money-saving offers across the UK and save £100s per year.
You can now access over 16,000 local offers in your area such as takeaways, hairdressers and drycleaners, together with 100s of great national savings on holidays, discounted gift cards at popular high street stores, supermarkets and restaurants. Plus, you can even earn cash back while you shop and also save up to 90% on famous and luxury brands of watches, jewellery, cosmetics, gifts, household goods and much more from the Countdown Stores!
Need help or advice? Contact Countdown Customer Services:
Our team of friendly advisors are available to answer any of your questions about offers or to help you with using the website and printed guide.
*Calls to 0844 phone numbers cost up to 5p a minute from landlines at all times of the day. Rates from mobiles may vary.
New for 2010 – The Utility Warehouse Discount Club
The NUT is delighted to introduce the Utility Warehouse Discount Club. Committed to adding value to your NUT membership, we have become an Independent Representative for the Utility Warehouse, which has a fine reputation for providing their members with great value, great savings and the best possible customer service with their award-winning UK-based customer service team.
Who is the Utility Warehouse Discount Club?
The Utility Warehouse provides over 300,000 customers throughout the UK with substantial savings on a wide range of utility services including home phone, mobile, broadband, gas, electricity and non-geographic numbers.
The Utility Warehouse Discount Club is operated by Telecom plus PLC, a major British company, listed on the London Stock Exchange. Telecom plus was named ‘Company of the Year’ at the PLC Awards in 2009.
You may not have heard of the Utility Warehouse Discount Club before, as they do not advertise. The Utility Warehouse doesn’t have any high street shops, their systems are very efficient and they don’t waste their customers’ money on expensive advertising campaigns on TV or in the National Press. This means they can afford to charge their customers less than their competitors do for the same services. Instead they rely on satisfied customers letting their friends and family know about the great
value services they deliver.
The Utility Warehouse don’t do introductory offers to entice new customers that suddenly go up in price after a few months. All their members benefit from consistently good value and great customer service at all times, for as long as they remain a customer.
Why the Utility Warehouse Discount Club?
The NUT wants to ensure you have access to great value products and services and make savings against your everyday utilities. Using the Utility Warehouse’s great range of products and services, you can shrink your bills.
What do they offer?
As a member of The Utility Warehouse Discount Club you could benefit from:
• Free calls to UK and international numbers
• Best value broadband and phone packages
• Savings of over £50 on your line rental
• Cheaper gas and electricity
• UK’s best value mobile services
• 5% CashBack on your petrol and shopping
• Unique customer discount plan
• Exclusive membership discounts
• Discounts on your online shopping across 1000’s of retailers
There is no minimum contract on most of the services they provide. So you can try them out risk free!
Typical Household Saving - The Utility Warehouse calculate that a typical household can over £870 a year with them. For full details, please call the Utility Warehouse’s dedicated team on 0800 131 3000 and ask them how! Please quote reference “E54727” or “NUT”. They promise that there will be no hard sell.
5% CashBack - You can also save 20-30% on your household bills every month, by shopping! The Utility Warehouse CashBack card is available exclusively to members of the Utility Warehouse Discount Club. It enables you to earn 5% CashBack on all of your shopping at thousands of stores throughout the UK including Sainsbury’s, Boots, Argos, B&Q and Debenhams and many more.
Discounts on online shopping – You can shrink your bills further using the Utility Warehouse’s exclusive online comparison site. Not only will you be able to find the cheapest products in the UK but you will also receive discounts from 1000’s of retailers!
Single Bill - The Utility Warehouse is the only multi-utility provider that puts all your services onto a simple, single monthly bill. This is a fantastic benefit – it helps with budgeting, it’s clear and easy to understand and it cuts down on paperwork. You can also opt for e-billing if you prefer!
Customer Service is Key
The Utility Warehouse call centre is in North London and they answer over 90% of calls within 15 seconds. They understand the importance of customer service and work hard to deliver excellence in this area. Perhaps it’s not surprising that in a recent survey, over 94% of Utility Warehouse customers said they would recommend them to a friend.
Join the Utility Warehouse Discount Club
To join call 0800 131 3000 and speak to one of the Utility Warehouse Discount Club’s friendly advisors who will explain all the benefits of using their services and they promise that there will be no hard sell. Don’t forget to quote reference “E54727” or “NUT”.
Alternatively you can obtain more details and sign up online at our authorised website at www.telecomplus.org.uk/E54727
0800 1313000 (quote reference “E54727” or “NUT”)
All information is correct at the time of printing. For various legal, regulatory and service requirements your telephone call may be recorded or monitored.
When self-employed members face problems of the kind they would face as employed teachers, for example, false accusations made against them by their students or accidents in the course of their work for which someone else is liable, the NUT provides the same assistance.
However, self employed members have additional and different issues with which they have to deal. Some things we cannot deal with in exchange for a membership subscription. We cannot, for example, extend our support and assistance to a self employed member's business or company legal affairs.
We can, however, assist in relieving self employed members of some of the costs associated with their businesses. One of these costs is insurance.
Union membership alone does not provide insurance cover for professional indemnity (cover for financial loss resulting from advice or services given by a professional for a fee) and public liability (the legal liability owed to any third party as a result of negligence relating to the business and its activities e.g. a client being injured on the member's premises). We can, however, offer preferential premiums for this type of insurance through an arrangement with an insurance specialist, the Alan Boswell Group.
The NUT has asked the Alan Boswell Group to develop a policy to protect self employed members by offering a combined public liability and professional indemnity policy at significantly reduced premiums, starting at £50 a year. This policy will provide cover for legal defence costs and awards of compensation in respect of legal liability.
To keep premium costs down the scheme is transacted fully online. For full details and to take out a policy simply click on to the Alan Boswell Group website at www.alanboswell.com/nut.
Alan Boswell Insurance Brokers Limited is authorised and regulated by the Financial Services Authority.
To discover if you are due some money back, apply online at www.nuttax.co.uk/web
*If for any reason your refund is under £38, you will have nothing more to pay.
For all work related matters the Union provides a high quality, award winning legal support service for members.
We have joined with Thompsons Solicitors, the UK's most experienced personal injury and trade union law firm, to provide a service for a fee for legal matters outside work in the following areas: personal injury, will writing, probate, powers of attorney and conveyancing.
Members and family member personal injury cases are funded by a conditional fee agreement which means that the injured person doesn't have to pay anything. Unlike many solicitors, Thompsons is expert at dealing with complex personal injury claims. Because Thompsons refuses as a point of principle to work for insurance companies, it is never compromised into settling a claim for less than the full value.
To find out more contact Legal Plus on 0800 1696660 or click through to the Thompsons website www.thompsons.law.co.uk
On 01 June 2016 LV=, the UK’s largest friendly society and a leading financial mutual completed a deal to transfer in the business engagements of Teachers Provident Society (which traded as Teachers Assurance). Existing Teachers Assurance policies will continue with the same terms and conditions. When your Policy is due to mature, or comes up for renewal you will be contacted by LV= and have the opportunity to purchase a similar product from LV= (please note this excludes unit trusts which Teachers Assurance transferred to Columbia Threadneedle Investments).