Changes to the State Pension Age September 2014

Introduction

This paper sets out the state pension ages for men and women following the Pensions Act 2011 and Pensions Act 2014.

The Teachers’ Pension Scheme switched to a career average bases from April 2015 for members without transitional protection (those aged under 46.5 as at 1 April 2012 in most cases). Members of the career average scheme will have these pension rights linked to their state pension age. If the state pension age rises in future, the age at which they get their pension in full goes up too.

Current position

  • The current state pension age for men is 65.
  • On 6 April 2010, the state pension age for women started to increase gradually from 60 to 65.

Pensions Act 2011

  • The women’s state pension age will increase more quickly to 65 between April 2016 and November 2018. The previous timetable under the Pensions Act 1995 had been to increase the women’s state pension to 65 by April 2020.
  • The state pension age for both men and women will increase to 66 between November 2018 and October 2020.
  • You will not be affected if you are a woman born before 6 April 1953 or a man born before 6 December 1953.

Pensions Act 2014

  • This brought forward the timetable for increasing the state pension age from 66 to 67. Instead of the increase happening between 2034 and 2036, it will now occur between 2026 and 2028.  

Our View
The NUT continues to oppose the increase in the state pension age.

The Pensions Act 2014 also contains provisions for a review of the state pension age every six years, with the first review to be completed by May 2017. The ‘guiding principle’ is that people should not expect to spend more than one-third of their adult life in receipt on the State pension. This implies that the increase of the State Pension age to 68 would be brought forward to the mid-2030s (from 2046 to 2048 under current legislation), and an increase to 69 would occur in the late-2040s.

The NUT says teachers can’t be expected to work into their late 60s – see www.68istoolate.org.uk/ for more.

Changes for Women under Pensions Act 2011

Date of Birth

Date State Pension Age reached

6 April 1953 to 5 May 1953

6 July 2016

6 May 1953 to 5 June 1953

6 November 2016

6 June 1953 to 5 July 1953

6 March 2017

6 July 1953 to 5 August 1953

6 July 2017

6 August 1953 to 5 September 1953

6 November 2017

6 September 1953 to 5 October 1953

6 March 2018

6 October 1953 to 5 November 1953

6 July 2018

6 November 1953 to 5 December 1953

6 November 2018

Changes for Men and Women under Pensions Act 2011

Date of Birth

Date State Pension Age reached

6 December 1953 to 5 January 1954

6 March 2019

6 January 1954 to 5 February 1954

6 May 2019

6 February 1954 to 5 March 1954

6 July 2019

6 March 1954 to 5 April 1954

6 September 2019

6 April 1954 to 5 May 1954

6 November 2019

6 May 1954 to 5 June 1954

6 January 2020

6 June 1954 to 5 July 1954

6 March 2020

6 July 1954 to 5 August 1954

6 May 2020

6 August 1954 to 5 September 1954

6 July 2020

6 September 1954 to 5 October 1954

6 September 2020

6 October 1954 to 5 April 1960

Your 66th birthday

Changes for Men and Women under Pensions Act 2014

Date of Birth

Date State Pension Age reached

6 April 1960 – 5 May 1960

66 Years 1 Month

6 May 1960 – 5 June 1960

66 Years 2 Months

6 June 1960 – 5 July 1960

66 Years 3 Months

6 July 1960 – 5 August 1960

66 Years 4 Months

6 August 1960 – 5 September 1960

66 Years 5 Months

6 September 1960 – 5 October 1960

66 Years 6 Months

6 October 1960 – 5 November 1960

66 Years 7 Months

6 November 1960 – 5 December 1960

66 Years 8 Months

6 December 1960 – 5 January 1961

66 Years 9 Months

6 January 1961 – 5 February 1961

66 Years 10 Months

6 February 1961 – 5 March 1961

66 Years 11 Months

6 March 1961 – 5 April 1977

Your 67th birthday

For further details

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